Enter each dollar amount in the corresponding category. If you pay bills using your credit card(s), you can identify many of your expenses from your monthly statements. Input the information to the best of your knowledge. If that is not the case, you can simply go month by month and adjust the numbers. The amount that you add on the month of January will be automatically added to the following months, assuming that income is the same monthly. Add in your disposable income at the top of the worksheet. For more expert advice on how to break down your spending categories, read our budgeting guide. The totals are automatically calculated, so you don’t have to calculate those. We have included the most popular items and categories, but you can add more by adding rows under each category. Review and rename, if needed, the labels in column A to personalize this budget spreadsheet to truly reflect your financial picture and to work for your lifestyle.
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